When you get a tax document in the mail, put it in the file right away. This will save you from begging a disinterested customer service rep at the last minute to send you a copy of something you "TOTALLY SWEAR YOU NEVER GOT!"
Trust me on this one, I speak from experience.
Many of them will recommend procedures that are certainly beneficial, but not totally necessary. After all, they’re there to make a living.
For example, I recently went to the dentist for a simple cleaning and experienced this. Before the cleaning they had me complete a health questionnaire. I checked off that I sometimes clinch my teeth when concentrating, and I’ve been known to snore at night (allegedly). The hygienist spent the entire cleaning complimenting me on the health of my teeth and gums, but when the dentist came in, the mood changed. Suddenly, I was in desperate need of a custom night guard, a sleep study, and some sort of laser gum treatment. My reaction:
They even took me to another office with a “closer” to make my next appointment and order the sleep study. It was like being at a used car dealership. Seeing as though the hygienist had glowing reviews for my chompers, I decided to forego the $500 of extra treatments.
So remember, you’re the one that’s ultimately in charge of your health and your bank account. Don’t get talked into an expensive procedure without taking the time to decide if it’s absolutely necessary.
Look at your last few bank statements.
Why you always buying expensive pointless stuff. Save your money, geez.
You wonder why you broke.
Oh… It… We… have no response. That was perfect.