College Students Not Only Break the Bank But Also Their Phones
Have you ever suffered the horrible sinking feeling in your stomach when your phone flies out of your hand and splashes into the toilet or smashes to pieces on the ground? You’re not alone. Gazelle, the leading consumer electronics trade-in site, announced its annual Klutziest Places in America list.
The list is compiled based on the percentage of broken devices Gazelle received from various regions throughout the country. Notably, six of the top 10 Klutziest Cities are college towns, with the Texas A&M University (College Station, TX) at number 1, Arizona State University (Tempe, AZ) at number 2, University of North Carolina-Wilmington (Wilmington, NC) at number 3, University of Florida (Gainesville, FL) at number 6, Tulane University (New Orleans, LA) at number 9, and Texas Tech (Lubbock, TX) at number 10 all appearing on the list. The other 4 cties rounding out the top 10 were Shreveport, LA at number 4, Charleston, SC at number 5, Pensacola, FL at number 7, and Fayetteville, NC at number 8.
iPhones, especially older iPhones, like the iPhone 3GS and the iPhone 4, were the broken phones most frequently traded-in. Gazelle’s service is particularly useful for college students, who are often cash-strapped and could use the extra $100 or more.
Gazelle also announced the launch of its annual broken phone contest, inviting people to share their broken phone stories, for the chance to win $500. To enter the contest, and to read the rules and guidelines, visit the following link: broken phone contest. Have a broken device at home? Check to see what your broken device can get you at Gazelle!
Additionally, because you are a valued reader of this site, if you click through to Gazelle you will earn an extra $10 on any one item with a trade in value of $25 or more! (Offer expires 2/28) Visit Gazelle today, and see what your device is worth! 

College Students Not Only Break the Bank But Also Their Phones

Have you ever suffered the horrible sinking feeling in your stomach when your phone flies out of your hand and splashes into the toilet or smashes to pieces on the ground? You’re not alone. Gazelle, the leading consumer electronics trade-in site, announced its annual Klutziest Places in America list.

The list is compiled based on the percentage of broken devices Gazelle received from various regions throughout the country. Notably, six of the top 10 Klutziest Cities are college towns, with the Texas A&M University (College Station, TX) at number 1, Arizona State University (Tempe, AZ) at number 2, University of North Carolina-Wilmington (Wilmington, NC) at number 3, University of Florida (Gainesville, FL) at number 6, Tulane University (New Orleans, LA) at number 9, and Texas Tech (Lubbock, TX) at number 10 all appearing on the list. The other 4 cties rounding out the top 10 were Shreveport, LA at number 4, Charleston, SC at number 5, Pensacola, FL at number 7, and Fayetteville, NC at number 8.

iPhones, especially older iPhones, like the iPhone 3GS and the iPhone 4, were the broken phones most frequently traded-in. Gazelle’s service is particularly useful for college students, who are often cash-strapped and could use the extra $100 or more.

Gazelle also announced the launch of its annual broken phone contest, inviting people to share their broken phone stories, for the chance to win $500. To enter the contest, and to read the rules and guidelines, visit the following link: broken phone contest. Have a broken device at home? Check to see what your broken device can get you at Gazelle!

Additionally, because you are a valued reader of this site, if you click through to Gazelle you will earn an extra $10 on any one item with a trade in value of $25 or more! (Offer expires 2/28) Visit Gazelle today, and see what your device is worth! 

iloveoldmagazines
iloveoldmagazines:

Orange Coast
1980 Vol. 6, No. 6

Ever wonder where America’s obsession with credit cards started? It was with ads like this. They gave the impression that you could live a lavish lifestyle if you had one in your possession. They make no indication of the fact that you have to pay the balance back, and that you’ll be charged exorbitant amounts of interest along the way.

iloveoldmagazines:

Orange Coast

1980 Vol. 6, No. 6

Ever wonder where America’s obsession with credit cards started? It was with ads like this. They gave the impression that you could live a lavish lifestyle if you had one in your possession. They make no indication of the fact that you have to pay the balance back, and that you’ll be charged exorbitant amounts of interest along the way.

President Obama offered details on a new retirement savings account, the “myRA”.  Here’s what you need to know (via WSJ.com):

  1. The accounts would be aimed at workers whose employers do not offer traditional retirement accounts like 401(k)s.
  2. The accounts would function like a Roth IRA and have government backing like a savings bond. This would give the investments principal protection, meaning the account balance cannot go down.
  3. There will be an initial pilot program for companies that agree to enroll by the end of this year. Workers can invest if they make less than $191,000 a year.
  4. Businesses will not administer or run the accounts. They will simply offer them to their employees if they decide to participate.
  5. There will not be a tax penalty if the investments are withdrawn.
  6. Initial investments could begin at $25, and subsequent investments could be as low as $5. The idea is to have investments added through payroll deductions.
  7. Accounts can be taken by the employee from one job to the next, and they can be rolled into an Individual Retirement Account at any time.
  8. The accounts would have the same variable interest rate return as the Thrift Savings Plan Government Securities Investment Fund accounts that federal employees enroll in.
  9. Once someone’s account grows to $15,000, the myRA must be rolled over into a private-sector Roth IRA.

A North Carolina university student faces charges of possessing almost $13,000 in fake money in her room after she tried to use a counterfeit $100 bill signed “Moe Money,” investigators say.

If you look closely, you’ll notice that it says “Proprietor of the Counterfeiting” under the signature.
Read more here: http://www.newsobserver.com/2014/01/23/3557710/fake-100-bill-signed-moe-money.html#storylink=cpy

A North Carolina university student faces charges of possessing almost $13,000 in fake money in her room after she tried to use a counterfeit $100 bill signed “Moe Money,” investigators say.

If you look closely, you’ll notice that it says “Proprietor of the Counterfeiting” under the signature.


Read more here: http://www.newsobserver.com/2014/01/23/3557710/fake-100-bill-signed-moe-money.html#storylink=cpy

emergentfutures
smarterplanet:

Windshield-mounted device makes fast food payments even quicker
Physical wallets are gradually disappearing as new technologies enable consumers to pay through more automatic methods, and we’ve even previously seen companies such as Uniqul hint at cash and card-less payments with facial recognition. Although we’re not quite there yet, a new innovation called iDriveThru could enable hands-free fast food payments using RFID car windshield tags. READ MORE…

This is great for those who find the task of handing money to someone to be utterly exhausting.

smarterplanet:

Windshield-mounted device makes fast food payments even quicker

Physical wallets are gradually disappearing as new technologies enable consumers to pay through more automatic methods, and we’ve even previously seen companies such as Uniqul hint at cash and card-less payments with facial recognition. Although we’re not quite there yet, a new innovation called iDriveThru could enable hands-free fast food payments using RFID car windshield tags. READ MORE…

This is great for those who find the task of handing money to someone to be utterly exhausting.

Doctor and dentist offices aren’t just medical providers - they’re businesses, too.

Many of them will recommend procedures that are certainly beneficial, but not totally necessary.  After all, they’re there to make a living. 

For example, I recently went to the dentist for a simple cleaning and experienced this.  Before the cleaning they had me complete a health questionnaire.  I checked off that I sometimes clinch my teeth when concentrating, and I’ve been known to snore at night (allegedly).  The hygienist spent the entire cleaning complimenting me on the health of my teeth and gums, but when the dentist came in, the mood changed.  Suddenly, I was in desperate need of a custom night guard, a sleep study, and some sort of laser gum treatment.  My reaction:

image

They even took me to another office with a “closer” to make my next appointment and order the sleep study.  It was like being at a used car dealership.  Seeing as though the hygienist had glowing reviews for my chompers, I decided to forego the $500 of extra treatments.

So remember, you’re the one that’s ultimately in charge of your health and your bank account.  Don’t get talked into an expensive procedure without taking the time to decide if it’s absolutely necessary.