cnbc:
Size Matters: Could Apple Determine Market’s Fate?
One out of five hedge funds count Apple among their ten largest holdings, according to a Goldman Sachs survey of the industry.
Photo: Flickr: ping ping
I don’t know about you guys, but this makes me nervous…
Source: cnbc.com
Everything that is a big deal today was once unknown.
Just because people aren’t paying attention to what you’re doing now doesn’t mean they won’t take notice at some point. Keep at it, and great things can happen.
Source: helpink.org
The Pareto Principle (aka The 80/20 Rule)
80% of your income, success, and accomplishments usually comes from 20% of your activities or relationships. Learn to identify what accounts for that 20%, and do more of it. Reduce the time you spend on everything else.
It also works the other way — 80% of your problems usually comes from 20% of your relationships, clients, etc. Learn to identify who those toxic people are, and cut them loose.
![[buy]](http://www.tumblr.com/photo/1280/moneyisnotimportant/18128522149/1/tumblr_lztwndkJsc1qch7b8)
Q:Hey! I'm faced with a tough predicament, as I'm quitting my first 'real' job in the face of an offered promotion. Another company has offered me almost 3x my current salary & excellent career progression opportunity; though I feel quite guilty for leaving this company, especially since they just offered me a promotion. Could you give me some tips on what steps I should take in my resignation? I don't want to burn any bridges, so to speak.
I know it can be hard to leave that first job, but it really isn’t that big of a deal. You don’t want to anyone in a bind, but if you give plenty of notice (at least two weeks), you’ve done all that anyone could reasonably expect of you. Just explain the situation, and they’ll never fault you for taking it. Heck, they might even fight to keep you.
Of course, you never want to burn bridges, but in today’s world, being overly loyal to a company will only end in disappointment on your end.
At my wife’s former company, a woman she worked with once took a pay cut so that someone else wouldn’t get laid off. The company promised her that they would reward willingness to be a team player with a promotion at a later date.
Less than a year later, they laid her off.
“…learning how to think really means learning how to exercise some control over how and what you think. It means being conscious and aware enough to choose what you pay attention to and to choose how you construct meaning from experience.”
Source: themadeshop
good:
Share Your WiFi, Earn Some Cash, Do Some Good
A new business idea will take the extra bandwidth you pay for each month on your home internet plan and create a “time-share WiFi”. It would be a public network for an affordable fee allowing people to share their WiFi, earn cash and provide affordable internet to people who do not have it.
If they can assure people that their info is safe while others are accessing their wifi connection, this could be a really cool way to make a few bucks here and there.
Source: good
Most coffee shops have at least a few unlisted drinks for patrons in the know. “For some shops, there are unwritten drinks, based on popular drinks some customers may ask for,” Dominy says. Most established baristas can make off-the-list fare, he says, though managers prefer they stick to the menu. So what’s popular in the unposted coffee drink arena? The Dirty Chai, a chai latte with a shot of espresso. Another is the Espresso Panna Cotta (listed on the Starbucks website, though not in stores), an espresso topped with whipped cream, he says. And if you’re after a megadose of caffeine, order the Red Eye or Black Eye, a drip coffee plus one or two shots of espresso, respectively. At Starbucks, says Duong, one of the most popular off-menu orders is coffee served through a French press.
Source: Lifehacker
First things first… Bankrate, I love you guys. Your site provides a huge benefit to consumers, and I am the first to send people your way to find the best fit in terms of credit cards, banks, etc.
Now that I’ve put that out there, I have to say that I disagree with the post below. It proves that most people think that the only way to come up with $2,000 extra is to make cuts in spending. What about making more money?
A lot of people could be making $2,000 more per year at work, but they’re too afraid of asking for a raise. Also, you could create something and sell it. For some reason, people are more willing to choose an option that involves less effort in the short term, but more overall in the long term.
I mean, have you actually used one of those free text apps? It’s only free if you get your friends to use it too (good luck with that). And ditching cable to watch shows online is a pain! I’ve tried it, and it’s really annoying to juggle all of the different things you have to do to watch your favorite shows.
When trying to come up with more money, you should first think about a way to earn more. It’s a lot easier to earn $100 than it is to save it. Then, look for ways to set up recurring savings, like negotiating your cable bill. Only after you’ve exhausted all of those options should you begin to look for one-time savings, like clipping coupons.
How to come up with $2,000 out of thin air
Could you use an extra $2,000? Here’s where it’s hiding. Find it and stash it.
· Get free text messaging apps like Text-Plus or Kik instead of paying for a texting plan.
· Sell your unused gift cards. Find a gift card exchange website and sell the cards you won’t use to other buyers.
· Pay attention when grocery items are on sale. Most supermarkets have sales in 12-week cycles. Stock up on items when they’re reduced.
· Most gyms give you the ability to freeze your membership during the summer months. Use these warmer months to exercise outside, freeing up room in your monthly budget.
· If possible, increase your insurance deductibles. If you’ve built up enough savings and can cover a higher deductible, you can save on your premium cost.
· Consider ditching your cable subscription, and watch TV shows on online streaming services or on-demand.
· Ask for discounted rates when shopping for telephone and internet services. Request to be billed promotional prices given to new customers on services you already use.
How have you saved money in a pinch?
Source: bankrate.com
